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Unlike new-build Shared Ownership properties, buyers of resales must purchase at least the share that the current owner possesses, but they can also choose to buy a larger share if they can afford it, potentially up to 75%.
This allows people to purchase a home with a smaller initial deposit and mortgage, and then increase their ownership share over time through a process called staircasing.
Need a bit of support to afford your first home?
We’re committed to helping our customers achieve their home ownership dream through
Shared Ownership.
This is a government-backed scheme that make purchasing a new home more affordable, with a
smaller deposit required than usual.
The government wants to help more people own their homes and is providing a number of routes to make this easier and more affordable.
